Job Responsibilities of the Monetary and Credit Management Office 1. In accordance with the authorization of the head office, use monetary policy tools such as deposit reserves, re-lending, and re-discount to timely regulate the total amount of money and credit in Guizhou Province and implement monetary policies.

2. Timely collect, analyze and provide feedback on the implementation of monetary policies, changes in effective loan demand, etc., to provide reference for the head office in formulating monetary policies, and to promote the implementation of monetary policies in Guizhou Province.

3. Supervise financial institutions in Guizhou Province to promptly implement the macro credit guidance policies issued by the head office, be responsible for the window guidance for the implementation of credit policies by financial institutions within the jurisdiction of Guizhou Province, and formulate specific implementation opinions on credit policies based on the actual conditions of Guizhou Province.

4. Supervise financial institutions in Guizhou Province to implement interest rate policies, promote market-oriented interest rate reform, and improve the interest rate pricing mechanism of financial institutions.

5. Supervise and manage the inter-bank lending market, inter-bank bond market, foreign exchange market and gold market in Guizhou Province, carry out daily monitoring and publicity of financial market policies and financing tools, and give full play to the role of the market in allocating financial resources.

6. Monitor and analyze the exchange rate and foreign exchange changes within the jurisdiction, promote the development of cross-border RMB business, and promote the facilitation of Guizhou Province’s foreign investment and trade.

7. Responsible for analyzing the economic and financial situation of Guizhou Province; responsible for the daily work of the monetary policy analysis team of the Guiyang Central Branch of the People's Bank of China; writing and publishing the "Guizhou Province Regional Financial Operation Report", "Guizhou Monetary Credit Report", etc.

8. Undertake other matters assigned by the Guiyang Central Branch of the People's Bank of China.

Responsibilities of the Credit Information Management Office: 1. Responsible for organizing and implementing relevant financial policies, laws and regulations, and the head office’s credit management work deployment, and formulating and improving various rules and regulations for credit management; 2. Responsible for the overall management of the credit management profession,

Organize, inspect, supervise, and guide the personnel of the department to conscientiously perform their job responsibilities and ensure the smooth progress of various work tasks; 3. Organize and formulate the annual work plan for credit management, regularly inspect and supervise the completion of the work, and formulate work priorities for the next stage in a timely manner,

Organize a summary of the entire year's work; 4. Guide subordinate banks to carry out credit management work, organize credit management work meetings in the jurisdiction, and organize inspections and assessments of credit management work in the jurisdiction; 5. Organize and carry out financial credit knowledge learning and publicity

and training, continuously improve the quality of the team, continuously improve social awareness of credit reporting work, and promote the establishment of a social credit system; 6. Responsible for coordinating the relationship between this department and relevant government departments, credit reporting intermediaries and financial institutions, and coordinating the relationship between this department

Relationship with other departments within the bank and superior and subordinate banks to ensure the smooth development of credit management work; 7. Regularly report the progress of credit management work to the president in charge, promptly report and deal with problems existing in the work, and implement them in a timely manner

Comply with the relevant work requirements of the bank party committee; 8. Complete other tasks assigned by the bank leaders.

Responsibilities of the Payment and Settlement Department: 1. Organize and implement the laws, regulations and rules of payment settlement, clearing and accounting of the People's Bank of China, as well as related business processing procedures.

2. According to the payment settlement, clearing and accounting system measures of the People's Bank of China formulated by the head office, individual measures and implementation details shall be formulated based on the actual conditions of the province.

3. According to the relevant payment system reform and development plan of the head office, be responsible for the organization, promotion and application of the province; combined with actual conditions, study and standardize the innovation, promotion and application of payment tools.

4. Responsible for the management of bank card business in the province, and actively guide, promote and standardize the construction of the bank card acceptance market.

5. According to the unified deployment of the head office, be responsible for the construction, promotion and application of the province's modern payment system, be responsible for the supervision and management of payment system participants, and maintain the safe, stable and efficient operation of the payment system.

6. Organize and manage the accounting work of the People's Bank of China system across the province.

According to the unified deployment of the head office, be responsible for the promotion, operation and organizational management of the accounting system of the People's Bank of China across the province; coordinate with relevant departments to organize and handle year-end accounting work.

7. Responsible for providing business guidance, supervision and management of the payment and settlement work of banking financial institutions; accepting payment and settlement reports, coordinating and handling settlement disputes, and investigating and punishing payment and settlement violations in accordance with the law.

8. Accept settlement consultation and be responsible for the interpretation of the formulated one-way methods and implementation details.

9. Responsible for the settlement account management of the People's Bank of the province and the promotion and application of related systems, inspecting and supervising the implementation of relevant laws and regulations in accordance with the law, and investigating and punishing violations of laws and regulations.

10. According to the charging items and standards formulated by the head office and relevant national departments, standardize the management, supervision and inspection of the service charging business of the clearing system, bank card inter-bank clearing and intra-city clearing houses and other clearing organizations, and work with relevant departments to conduct payment and settlement

The service charging business shall be standardized and managed.

11. Conduct qualification review, supervision and management of liquidation organizations in accordance with the provisions of the head office on the management of liquidation organizations.