According to the report issued by the Foundation Association, most citizens do not make money. In recent years, with the gradual improvement of the capital market, more and more people began to invest in funds, and because of the good market, many people did make money in the past two years. In a report, young people account for more than 60% of new fund investors. It can be said that after 90 s and 00 s, it has become the main force to buy funds. Many young people have begun to have the habit of fixed investment. Because the risk of stock investment is too great, the risk of long-term investment funds is more controllable.

But unfortunately, according to an authoritative report, in the past year, only about 14% of the funds actually invested were profitable, and most of them were losses. The main reason for the loss is that its holding time is too short. Many fund investors have held funds for less than three months. They treat the fund as a stock investment, chasing up and down, which leads to great fluctuations in investment income. In the long run, loss is a high probability event.

Some fund managers also revealed that fund investment requires a long-term patience, and short-term trading may be difficult to make money, because the fluctuation of the fund itself is less than that of stocks. If you add management fees and redemption fees, the cost of investment funds is actually higher than the cost of buying stocks, so if you can't hold them for a long time, it is difficult for funds to make money.

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On 20021,Alipay released the latest citizen report, which showed that 58% of the citizens who had held the fund for less than three months lost more than 5%, while only 14% gained more than 5%. It seems that more people lose money than make money.

However, if we continue to look at it, only 5% of the citizens who have held the fund for more than three years have lost more than 5%, while 5% have earned as much as 97. 1%. So, some people make money and some people lose money. After all, funds are also risky. This situation is normal in the fund circle.