Yes; 1. If you buy directly from the fund company online, you will get an independent account, even if you change cards from different banks, it will not be affected. 2. In fact, there is another way called transfer custody, which is more troublesome: transfer custody means that when an investor changes the sales organization (outlet) that handles fund subscription and redemption, if the sales organization (outlet) cannot access funds, it can handle the transfer custody of the existing fund shares. After the agent has gone through the formalities of transferring custody in the original sales organization (outlet), he can go through the formalities of transferring custody in the newly selected sales organization (outlet).

The transfer of custody shall be declared at the transferor, and the transfer of fund shares shall be completed at one time. The original and photocopy of the fund account card, trading account card, investor's or agent's ID card and reserved seal (institutional investor) shall be provided when going through the formalities of transferring custody. During the operation of the re-custody transaction, investors may not conduct fund transactions. Under normal circumstances, after investors successfully transfer their trust fund shares on T-day, the transferred trust fund shares will reach the transferee's outlets on T+ 1 day, and investors can redeem these fund shares from T+2. After being transferred to custody and transferred to a new custody outlet, the duration of the original custody share will continue to be calculated. Date of record (T-Day) will not accept investors' applications for re-hosting business within the first five days and the next three days.

3. Personal suggestion: You can stop the fixed investment of the last bank and start the fixed investment of another bank. Just redeem it together when you need money.