Because the target of investment is a fixed increase, the fixed increase is characterized by a one-year lock-up period (a small part of the fixed increase is three years, and the following is only one year, and the risk of three years is greater), which means that these stocks are not allowed to be sold within one year. Once the stock is lifted, these private equity stocks will be sold in the secondary market.

If the stock price has fallen below the fixed purchase price during the period before the lifting of the ban, then you will have a loss, and because you are not allowed to sell within one year of the fixed increase, you can't stop the loss no matter how much you fall, you can only sell it after the end of the one-year selling period.

There are two ways to reduce this risk.

One is to choose a fixed air ticket with a large discount. If the price of this stock is 10 yuan and the fixed price is 9.5 yuan, it may fall below the fixed price tomorrow. If the price of this stock is 10 yuan and the fixed price is 5 yuan, then the possibility that this stock will be lower than the fixed price after one year is obviously far lower than that of 9.5 yuan.

The second method is portfolio investment, that is, this fixed-income fund not only participates in one fixed-income stock, but also participates in multiple stocks. This can reduce the adverse effects caused by the sharp decline in individual stocks. However, similarly, the income from fixed investment will generally not be too high.