The role of risk isolation trust: protect family assets from being affected and maintain family living standards 2. Insulate family assets from unlimited liability 3. Protect capital, even if speculation fails, there is still a chance for a comeback 4. Even in the case of personal bankruptcy,

Other operating assets will not be affected. 5. Isolate low-risk core assets to preserve strength. 6. Ensure the economic interests of family members who have lost business and management rights. 7. Limit the impact of willful squandering. Even if there is no bankruptcy, the property of husband and wife is shared.

, bankruptcy is also borne together.

A company is an independent legal person with independent property rights and can bear external debts with its own property.

When a company goes bankrupt, it only needs to use all the company's property to pay off its debts, and has nothing to do with the shareholders' personal property.

However, if the property of a one-person limited liability company cannot be separated from the shareholder's personal property and are mixed together, the shareholder shall continue to bear the responsibility for repaying the company's debts.

"Company Law" Article 63 If ??a shareholder of a one-person limited liability company cannot prove that the company's property is independent of the shareholder's own property, he shall bear joint and several liability for the company's debts.

1. First of all, clearly distinguish company debts and personal debts, company assets and personal assets. When the company cannot repay its due debts and is insolvent and cannot continue to operate, it can apply for bankruptcy; 2. You cannot serve as a company within three years of being responsible for the company's bankruptcy.

Corporate director and officer positions.