The payment base for work-related injury insurance for migrant workers: Construction enterprises should extract the payment from the total construction cost. The salary of employed migrant workers should be 18% of the total cost of the employer’s project construction contract as the payment base, and the employer should be based on 1 % rate is paid, that is to say, the fee is paid at a rate of 1.8% of the total construction cost of the project. 1.3% of these expenses are used as work-related injury insurance premiums and 0.5% are used as medical insurance premiums.

Legal basis:

Regulations on Work-related Injury Insurance

Article 7 The work-related injury insurance fund consists of work-related injury insurance premiums paid by the employer, interest on the work-related injury insurance fund and Other fund components included in the work-related injury insurance fund in accordance with the law.

Article 8: Work-related injury insurance premiums shall be determined based on the principle of revenue determined by expenditure and balance between expenditure and expenditure.

The state determines differential rates for industries based on the degree of work-related injury risks in different industries, and determines several rate levels within each industry based on the use of work-related injury insurance premiums, the incidence of work-related injuries, etc. Industry differential rates and intra-industry rate levels are formulated by the labor and social security administrative department of the State Council in conjunction with the finance department, health administrative department, and work safety supervision and management department of the State Council, and are promulgated and implemented after being submitted to the State Council for approval.

The coordinating regional agency shall determine the unit payment rate based on the employer's use of work-related injury insurance premiums, the incidence of work-related injuries, etc., and apply the corresponding rate grades within the industry to which it belongs.

Article 9 The labor and social security administrative department of the State Council shall regularly understand the income and expenditure of work-related injury insurance funds in all coordinating regions across the country, and promptly propose adjustments to industry differential rates in conjunction with the financial department, health administrative department, and work safety supervision and management department of the State Council. The plans for fee levels within the industry shall be submitted to the State Council for approval before being announced and implemented.

Article 10 The employer shall pay work-related injury insurance premiums on time. Individual workers do not pay industrial injury insurance.

The amount of work-related injury insurance premiums paid by the employer is the product of the total wages of the employees of the unit multiplied by the unit's payment rate.

Article 11 The work-related injury insurance fund shall be subject to city-wide coordination in municipalities directly under the Central Government and cities divided into districts. The coordination level in other areas shall be determined by the people's governments of provinces and autonomous regions.

Industries with large production mobility across regions can adopt a relatively centralized approach to participate in the work-related injury insurance in a coordinating region. Specific measures shall be formulated by the labor and social security administrative department of the State Council in conjunction with the competent departments of relevant industries.

Article 12 The work-related injury insurance fund shall be deposited into the special financial account of the social security fund to be used for work-related injury insurance benefits, labor ability assessment and other expenses for work-related injury insurance stipulated in laws and regulations as stipulated in these Regulations. Pay. No unit or individual may use work-related injury insurance funds for investment operations, construction or renovation of office spaces, payment of bonuses, or for other purposes.

Article 13 The work-related injury insurance fund shall retain a certain proportion of reserves for the purpose of coordinating the payment of work-related injury insurance benefits for major accidents in the region; if the reserve is insufficient for payment, the people's government of the coordinating region shall make advance payments. The specific proportion of reserves to the total fund and the methods for using reserves shall be stipulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.