There is no absolute answer to how much monthly salary is suitable for financial management, because everyone's income level is different and their expenses are different. It is generally recommended to keep a part, such as 20%, on a regular basis. This is because financial management is risky and principal and interest are not guaranteed. Although the regular income is not high, it is at least part of the insurance premium.
The other 30% is reserved for daily expenses, such as rent, utilities, meals, transportation, etc. The remaining 50% can be reserved for financial management. There are current and fixed-term financial management, and funds can be planned reasonably, such as: 20% duration and 30% purchase fixed-term financial management.
The timely use of current accounts is mainly due to other unexpected expenses in life. It is generally recommended that Yu 'ebao or change pass can be accessed at any time. In essence, it belongs to the money fund, and it has income every day. Up to now, there has never been a loss, and the possibility of a loss is very small. In addition, it can be directly used for consumption, which is very convenient.
Regular wealth management products can be selected according to their own needs. There are still quite a few periods for regular selection, such as one month, three months, six months, one year, two years and so on. You can choose according to your own needs and predict how long this money will not be used.