Not necessarily. Haifutong short-term financing ETF is a bond fund, which is unstable, uncontrollable and vulnerable to market fluctuations. At the same time, bond funds are also wealth management products. Wealth management products will not guarantee the principal, but will only write you the income of the day, which is only related to the net value of the product. Once the net product value changes, the principal will be reversed, and blind financial management will easily lead to bankruptcy.