1, compare the fund rate.
The three gold funds, Huaan Gold, Yifangda Gold and Bosera Gold, all have a buying rate of 0, but the selling is charged by time, mainly in the following situations:
If it is held for less than seven days, the redemption fee will be charged for seven days to one month, and if it is held for more than one month, the redemption fee will be exempted.
In addition, the fund fees also include management fees, custody fees and sales service fees. These three expenses are deducted from the fund assets and will not be settled at the time of purchase and redemption. Therefore, there is not much difference between the fund rate and the Sanjin Fund. You can choose either one.
2. Compare the fund size.
Huaan Fund was established in 20 13, with a fund size of 1 100 million yuan. Bosera Fund was established in 20 16 with a fund size of 1 100 million yuan. E Fund was established in 20 16, with a fund size of 1 100 million yuan.
The fund size of E Fund is smaller than the other two funds, and the risk of liquidation is greater than the other two funds. From the perspective of fund scale, it is more appropriate to choose Bosera Fund or Huaan Fund.
3. Compare with historical performance.
All three funds are tracking the price of gold. The increase of Huaan Gold Fund in recent 1 year is that of Bosera Gold Fund in recent 1 year, and that of E Fund in recent 1 year. Judging from the historical performance, the returns of these three gold funds are not optimistic and negative, but relatively speaking, the increase of Bosera Gold Fund is slightly better.
Summary: On the whole, Bosera Gold Fund is slightly better than the other two in fund rate, fund scale and historical performance.