The development status and future trend of the insurance industry is that under the tide of "internet plus", it seems that taking the Internet channel has become a constant choice for all insurance companies. Internet insurance can overcome the constraints of low information level faced by traditional commercial health insurance, and bring opportunities for the innovative development of health insurance through the Internet and big data technology.

The insurance industry is widely distributing the upstream and downstream industrial chains of the big health industry through the "internet plus". Under the guidance of policy dividends, social capital has rapidly entered the field of health care, and the deep integration of "health insurance+Internet" is expected in the future.

Although the insurance industry is a stable industry in the long run, with the passage of time and the gradual reduction of the birth rate, the peak of the insurance industry may no longer exist, and the insurance industry is directly linked to the population, so unless the population grows at a high speed again, the bottleneck of the insurance industry has arrived, and the previous high point is likely to be the highest point in history.