This year's gold market is hot beyond imagination, and the trend of gold price has hit record highs like a rocket. Central banks all over the world are busy increasing gold reserves, and governments are also buying back real gold and silver. Many ordinary investors have to face the difficulty of choosing: is the gold fund better or the physical gold more reliable?

What is the difference between a gold fund and a physical gold account book?

Gold fund focuses on the word fund, which is its essence. It differs from other funds only in investment objectives. Just as the fund that mainly invests in stocks is called stock fund, the gold fund is named because its investment target is mainly gold and its derivatives. Therefore, it has all the characteristics of funds, for example, according to the different redemption periods, it can be divided into open-end gold funds and closed-end gold funds.

Physical gold is visible and tangible to everyone, and it is also a symbol of wealth in everyone's eyes. It belongs to the commodity category of financial market.

Simply put, when you hold a gold fund, it is no different from other funds you hold, and when you choose physical gold, you may have your favorite jewelry. Of course, in the current investment environment, no matter which one is a good financial choice.