hello, first of all, congratulations on your participation in the fixed investment plan of the fund.
You filled in the expiration conditions: the specific differences are as follows:
1. Expiration date: the closing date of the fund's fixed investment plan. The time span from September 21 when you start to make a fixed investment to the end of your plan is the whole investment stage. The fund company will automatically transfer 3 yuan from your account at regular intervals every month until the deadline. Unless the account balance is insufficient, if the balance is not replenished in time for three consecutive months, the fixed investment plan will be automatically terminated.
2。 Successful times: from the beginning of the fixed investment plan, the total estimated investment times are calculated according to the monthly fixed investment. The investment plan will be automatically terminated when the count is met.
3。 Successful amount: the total amount of planned investment. The termination date of investment plan is when the total investment amount of each investment period reaches the planned value.
the expiration condition is the trigger condition for the natural termination of the fund's fixed investment plan. Unless the account balance is insufficient, if the balance is not replenished in time for three consecutive months, the fixed investment plan will be automatically terminated. This is an unexpected termination condition.
it is recommended to invest in index funds or equity funds.
The fixed-term investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price on dips and decreasing the price on dips, and can always get a relatively low average cost no matter how the market price changes. Therefore, regular fixed investment can smooth out the peaks and valleys of the fund's net value and eliminate market volatility. As long as the selected funds have overall growth, investors will get a relatively average income, and they don't have to worry about the timing of entering the market.
funds are the best choice for pursuing long-term returns. If it is a fixed investment, it can also smooth out the loss of income caused by short-term fluctuations. Since it is the pursuit of long-term income, you can choose the variety with the highest target income, the index fund. Index funds have already optimized the target, and the blue-chip stocks and high-quality stocks in the industry, which are representative of the model, have avoided the risk of individual stocks because of a certain number of models. And avoid the impact of the economic cycle on a single industry. Because it is a long-term fixed investment, it takes time to digest the inevitable high-risk characteristics of high-yield varieties.
it is recommended to choose the products of high-quality fund companies. For example, Huaxia, Yifangda, South China, etc., it is suggested that the Shanghai and Shenzhen 3 and the small-cap index be selected. You can open a fund account through a securities company, so that professional investment managers can serve you. Some index funds are free of handling fees through securities companies, which will further reduce your investment cost.
There is not much money, so you don't need to diversify your fixed investment. Use time to compound interest and make money for you. Just concentrate on one or two funds. The fund must choose the back-end charging mode for fixed investment, and the dividend method can be selected for reinvestment.
Index funds can be selected from Huaxia CSI 3 Index Fund, and stock funds can be selected from E Fund Value Selection.
I wish you a happy investment.