Don't trust the wealth management company. The state has expressly stipulated that the rate of return can only be used for reference and not included in the contract (that is to say, the rate of return of the wealth management company is completely self-talk, and you can watch as much as you like)
If you want to be safe, you can go to the relevant bank to buy some corporate bonds (more than 5w is accepted). For example, some small business bonds in Jiangyin have good returns and good historical performance! The yields are all above 7%