Purchase fund products according to different principles. In fact, many people are concerned about endowment insurance. According to the regulations of this landing, individual pension investment funds can carry out this activity through fund managers, sales agencies and evaluation agencies, and give priority to the interests of Yao Zushou investors in this kind of business and fulfill relevant obligations to ensure its sustainable development. The other is the principle of long-term evaluation. Because of its many fund business processes, in addition to establishing a complete management system, it is also necessary to equip professionals to strengthen investment and risk management capabilities. In this process, relevant institutions should establish an assessment system to assess the business and performance of individual pension investment funds for not less than five years, and cannot rank them by short-term income.
Investment in individual pension funds requires confirmation of multiple information. Do not meet the age or policy requirements, can not be issued, such as personal information collection and use confirmation; Whether the personal information and account information provided are true; Annual payment amount and tax policy, etc. Of course, in addition to these requirements, some risks and benefits should also be suggested when introducing endowment insurance products, such as the holding period of products, investment ratio, expenses and rates. It is also recommended according to the investor's age, retirement time and income.
In fact, personal pension can be developed for a long time, so it can also guide funds to flow into the market during the implementation of the system, thus playing a promoting role. Fund companies are also actively participating in personal pension products. R&D and the test system are continuously connected, and online account opening and other services will be provided in the future.