OK.
There are restrictions on the withdrawal of housing provident funds. According to relevant regulations, the following conditions must be met: (1) The employee's unit and the employee himself/herself pay and deposit the housing provident fund in full every month; (2) The housing provident fund is in compliance with Article 24 of the "Housing Provident Fund Management Regulations"
Regulations: 1. Purchasing, constructing, renovating, or overhauling self-occupied housing; "purchase" refers to the employee buying the house and having ownership of the purchased house. The house can be public housing, commercial housing, affordable housing, second-hand housing, etc.
"Construction" refers to the construction of housing by urban residents with the approval of real estate management agencies, urban planning management agencies and other departments; "renovation" refers to the complete demolition of the housing, new design, and re-construction of the housing; "Major repair" refers to the need to involve or replace the housing
Some of the main components, but not all of the housing, need to be demolished.
2. The employee retires or retires 3. The employee completely loses the ability to work and terminates the labor relationship with the employer 4. The employee leaves the country to settle down 5. The employee repays the principal and interest of the house purchase loan 6. The rent exceeds the prescribed proportion of the family wage income 7. The employee dies or is laid off
The general procedures for withdrawing the housing provident fund for employees who are declared dead are as follows: (1) First, apply to the unit. After the unit reviews the relevant certificates submitted by the individual, if the withdrawal conditions are met, the unit fills in the housing provident fund individual withdrawal approval form and stamps the reservation.
Seal.
(2) The unit manager or individual employee shall bring the provident fund individual withdrawal approval form together with the originals and copies of relevant certification materials to the provident fund center that establishes the housing provident fund account for the unit (hereinafter referred to as the provident fund center where the account is opened) for approval.
After the provident fund center completes the approval and entry business, it will stamp the provident fund individual withdrawal approval form filled out by the unit with a special seal for provident fund approval.
(3) The unit manager or individual employee should go to the provident fund center where the account is opened to handle the transfer business with the provident fund individual withdrawal approval form that has been approved by the provident fund center and the "Housing Provident Fund Management Center Transfer Voucher" filled out and signed by the unit.
The housing provident fund applied for withdrawal is transferred to the basic settlement account of the unit, and the unit withdraws it and pays it to the employee.