Deposit pledge loans in the name of the company mean that the company needs funds for temporary turnover or the bank requires the lender to have a certain deposit, etc. The company's deposits are pledged to the bank for loans. To apply for a company's time deposit certificate pledge loan, you need to submit an account opening

Certificates and other information.

According to Article 440 of the Civil Code, the following rights that the debtor or a third party has the right to dispose of may be pledged: (1) bills of exchange, promissory notes, and checks; (2) bonds and deposit certificates; (3) warehouse receipts

, bill of lading; (4) Transferable fund shares and equity; (5) Transferable property rights in intellectual property rights such as registered trademark rights, patent rights, copyrights, etc.; (6) Existing and future accounts receivable

; (7) Other property rights that may be pledged as stipulated by laws and administrative regulations.