Short-term debt bond C may lose money. Except for capital-guaranteed products, such as savings deposits of large state-owned banks, investors will lose money no matter what other types of wealth management products they choose, and there is no investment that only makes money without losing money. Short-term debt C belongs to creditor's rights wealth management products. Investors can freely choose to buy it, but they also need to bear the losses themselves. However, compared with stock funds and long-term bonds, the risk of short-term bond C is relatively low, and the income will be higher than other types of money funds.

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1. From the investment direction, short-term debt funds mainly invest in liquid assets, fixed-income assets and real estate assets with high credit rating. The risks of current assets and fixed income assets are not high, and the risks are relatively controllable in general. From the issuer's point of view, generally speaking, the issuer's ability to resist risks is an important factor, and a good issuer can effectively reduce the credit risk. From the perspective of investment cost, most short-term debt funds are C-type funds, which do not charge subscription fees, effectively reducing costs and increasing income to a certain extent. Generally speaking, the general income of short-term debt funds fluctuates in the short term and grows steadily in the long term, which can meet investors' demand for security, liquidity and income stability, but the possibility of losses caused by extreme market environment cannot be completely ruled out.

Any investment is risky, and there is no profit without loss. Short-term bond C is a bond fund, not a capital preservation product, which may cause losses, and investors need to bear the losses themselves. However, the risk of short-term bond funds is smaller than that of equity funds and long-term bond funds. Mainly invest in short-term bonds within one year, and the income is higher than that of ordinary money funds. Although there are risks, the income is stable and the security of funds is relatively high.

3. The risk of short-term bond funds is smaller than that of stock funds and long-term bond funds. Mainly invest in short-term bonds within one year, and the income is higher than that of ordinary money funds. Although there are risks, the income is stable and the security of funds is relatively high. There is a short-term and medium-term debt bond C fund in Alipay Finance, which is a pure debt bond fund with low risk. The risk level is medium and low risk, and you may not lose money if you hold it for a long time.