The fund redemption was confirmed successfully, but it didn't arrive?
There are usually two reasons why the fund redemption money has not arrived:
It is not yet 1, and the money fund does not arrive immediately after redemption. General monetary fund T+ 1 day; Stocks, bonds, hybrid funds and other funds arrive in T+3 days; QDII funds will arrive in about T+8 days.
2 bank card is abnormal. For example, when you bought it, you deducted money from it, so you paid it in the bank card before. If your bank card status is abnormal, the funds will not arrive. In this case, you need to consult the issuing bank to solve the problem of the bank card, and it will arrive as soon as possible.
The distribution of fund redemption money includes several links:
Step 1: Investor application: If the investor applies for redemption of the fund on a certain working day (suppose T day), the sales organization will submit the application to the fund company after the market closes.
Step 2, the fund management company calculates the net fund share (i.e. the redemption price of each investor's fund): after the market closes on the same day (T day), the fund management company calculates the market value of assets such as stocks on that day, and then calculates the net fund share, i.e. the redemption price of the fund that each investor applies for redemption, according to the fund share held on that day and after checking with the fund custodian bank.
The third step is the transfer of funds. Transfer from the fund assets to the general clearing account of the sales organization. Due to the different liquidation regulations of each sales organization, the time when the redemption money finally reaches the investor's account will be different.
Matters needing attention in fund redemption:
1 When redeeming the fund, just fill in the redemption share;
Redemption follows the principle of "first-in, first-out", that is, redemption is carried out in the order of investors' application (approval);
3 redemption fee = redemption share T-day fund unit net redemption rate;
Applications submitted before 15 o'clock on trading day shall be calculated according to the unit net value of the current day, and applications submitted after 15 o'clock shall be calculated according to the unit net value of the next working day.
After the fund is redeemed, it is necessary to confirm whether the redemption is successful. If the redemption requirements are not met, the redemption may fail. In this case, the money will not be collected and a new redemption application will be needed.