I suggest that you don't buy any stocks in a bear market and wait for opportunities such as making money. If the market has fallen by about two-thirds of the bear market (for example, 6,000 points fell to about 2,000 points), then buy some small and medium-sized stocks at this time. Generally, there will be a final decline in the market at this time. Don't be afraid at this time. Now is a good time to buy in a heavy position (1 must be grasped this time), and then you can wait for him, don't operate, wait for a few years, your stock will definitely turn many times, and when the bull market comes, don't be greedy and sell your stock. After the big bull market, it is bound to be a big bear market. You can do what you just did again. This is the essence of Buffett's stock trading, but what he can do is to choose high-quality growth stocks from junk stocks. But if you do what I said above and don't care about the temporary ups and downs of the stock market, then your snowball will get bigger and bigger. I hope my experience will help you. As for what kind of fund to buy, I advise you to learn more about how to stock. Funds sometimes follow the broader market, and sometimes they are not as good as the broader market. In a bear market, the bond market may not be better than stocks!