The recent downturn in the stock market has made fund investors more worried. "Fixed fund investment" has gradually entered people's sight. So, what is the fixed investment of the fund? What are the benefits of this investment?

Regular investment plan is a way of fund subscription business. Investors can submit an application through the fund sales organization and stipulate the time, amount and method of deduction for each period. The sales organization will automatically complete the deduction and fund subscription in the fund account designated by the investor on the agreed deduction date.

The benefits of regular fixed investment to investors are as follows:

First, invest regularly, every little makes a mickle. Investors may have some idle funds every once in a while, and spend them at will. However, if you buy funds through regular fixed investment plans and increase the investment value, you can accumulate a lot of wealth unconsciously.

Second, automatic deduction, simple procedures. You only need to go to the fund agency to go through the one-time formalities, and the deduction subscription for each period in the future will be automatic. Generally speaking, the fixed term is based on the month, but there are other terms such as half a month and one quarter as the fixed term, which depends on the specific provisions of the sales organization.

Third, average investment and spread risks. Regular fixed investment plan can give full play to the advantages of fund investment. If investors are not particularly experienced in investment, or do not have enough time to invest, then they can choose regular fixed investment. The capital is invested on schedule, and the input cost is relatively average, which maximizes the risk dispersion.

In short, the fixed investment plan of the fund is a relatively worry-free investment method. However, due to the need to invest a certain amount of money every month, investors need to measure their long-term payment ability.