it has been adjusted.
in August, with the announcement of the average social wages in various places, the upper and lower limits of the social security payment base have also been adjusted, and the payment amount will also change. Flexible employees are more directly affected, because they are different from enterprise employees. If the salary of the latter is between the upper and lower limits of the social security contribution base, there will be no adjustment. The contribution base of flexible employees will change every year, which is an obvious difference.
Moreover, because flexible employees need to bear all social security expenses, they will feel any slight adjustment in the social security payment base. Many notices have been issued in August, and it is necessary to start paying fees.
1. Beijing: Social security payment for flexible employees. The bank will deduct the payment in batches on August 8th and 18th. Please ensure that the bank account balance is sufficient. At the same time, it is reminded that due to the adjustment of the upper and lower limits of the social security contribution wage base, the amount payable this month has changed. The data shows that Beijing's social security payment base has been adjusted in 222, with an upper limit of 31,884 yuan and a lower limit of 5,869 yuan, while in 221, the upper limit is 28,221 yuan and the lower limit is 5,36 yuan, which means an increase of 3,663 yuan and 59 yuan.
2. Hebei: The payment of old-age insurance starts, and it can be paid normally from the 1st to 25th of each month. We also remind those who want to postpone payment due to the epidemic this year that they can postpone payment for one year. The data shows that in 222, the upper limit of Hebei's endowment insurance payment base was 17,366 yuan, and the lower limit was 3,473 yuan. In 221, the upper limit was 16,227 yuan, and the lower limit was 3,245 yuan, which means that it increased by 1,139 yuan and 228 yuan.
3. Nanning, Guangxi: Flexible employees who participate in the bank's entrusted withholding should confirm the payment grade of this year (such as 6% grade or 1% grade, etc.) before August 2. If they fail to confirm on time, they will be automatically withheld according to the lowest payment grade (first withholding from January to August). The data shows that the social security payment base in Guangxi has been adjusted in 222, with an upper limit of 18,59 yuan and a lower limit of 3,718 yuan, while in 221, the upper limit is 17,458 yuan and the lower limit is 3,323 yuan, which means an increase of 1,132 yuan and 395 yuan.
4. Chongqing: It is planned to carry out batch deduction of endowment insurance premiums for flexible employees from August 1th to 15th. Due to the adjustment of the upper and lower limits of the social security contribution base, flexible employees still need to pay the difference from January to July. The data shows that the social security payment base of Chongqing in 222 has been adjusted, with the upper limit of 19,784 yuan and the lower limit of 3,957 yuan, while the upper limit of 221 is 18,495 yuan and the lower limit is 3,699 yuan, which means that it has increased by 1,289 yuan and 258 yuan. At the same time, it is necessary to pay the part that was underpaid in the previous seven months.
according to Chongqing's standards, starting from August, if the payment is made according to the lowest payment grade, it will cost about 3957*2%=792 yuan per month, which is higher than that of 74 yuan in the past, that is to say, in August, in addition to paying the endowment insurance fee of 792 yuan in the current month, it will also need to pay the difference of the previous seven months, that is, 52 * 7.
It can be seen that in August, flexible employees need to pay social security fees according to the new standards, and according to the minimum standards, they need to increase by tens of dollars every month. Like Chongqing, it is necessary to pay the difference between January and July. At the same time, flexible employees also need to pay attention to four things:
1. Flexible employees can choose to postpone payment this year. If they are really in financial difficulties, they can temporarily not pay it first and then pay it back in 223.
2. Flexible employees can choose different payment grades, such as Nanning, Guangxi. If they paid at 6% last year and now want to pay at 1%, they can choose to adjust, but only once a year.
3. After flexible employees choose to pay fees, don't surrender easily, because most of the money has already entered the overall account. Even if they surrender later, they can only return less money, and individuals will suffer more.
4. In terms of payment methods for flexible employees, you can generally choose to pay monthly, quarterly, semi-annually, and throughout the year. Of course, it depends on local policies, which makes payment more flexible.
Legal basis
Article 12 of the Social Insurance Law of the People's Republic of China
The employer shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund.
employees should pay the basic old-age insurance premium according to the proportion of their salary stipulated by the state and record it in their personal accounts.
Article 15 A basic pension consists of an overall pension and a personal account pension.
The basic pension is determined according to the accumulated years of individual contributions, contributions wages, average wages of local employees, personal account amount, average life expectancy of urban population and other factors.
article 35 an employer shall pay work-related injury insurance premiums according to the total wages of its employees and the rates determined by social insurance agencies.