Some investors hold funds that have fallen by 30 points. Investors can't help but want to sell, but they are afraid to miss the rise after selling. Now they are also very entangled in their hearts. So is it necessary to hold a fund that has fallen by 30 points? Let's have a look.

Is it necessary to hold the fund after it has fallen by 30 points?

Well, it depends. First of all, investors must not panic and don't want to cut their meat and leave quickly. At this time, we need to calm down and think about what is the main reason for the decline of the fund. If the decline of the fund is affected by market conditions, then investors can choose to keep holding it, because the market cannot be a bear market forever, and there will always be a bull market. As long as they can persist until the arrival of the bull market, most funds can still earn back the money lost in the bear market.

Looking at historical data, we can see that many funds have experienced a decline of more than 30% or even 50% in a certain period of time, and most of them may still persist, not only rising back, but also rising more.

If the fund itself has problems, such as style drift, frequent change of fund managers, etc. Then such funds suggest stop loss treatment.

If investors want to recover their funds quickly, they can reduce the holding cost by covering positions on dips. The more covering positions, the lower the cost. If they can make up a lot of positions, they may be able to recover their capital as long as the fund rebounds slightly. Of course, this needs to test investors' timing ability.