Wechat needs to borrow money from the micro-loan service. After viewing the reading agreement, you can view the quota. The following are the specific steps for WeChat to borrow money:
Tools/raw materials:
Huawei P50 Pro, HarmonyOS2.0.0, WeChat 8.0. 16.
1, enter the payment page.
Open the WeChat personal homepage, then find the payment option and click.
2. Opening small loans
After entering the payment page, select the micro-loan loan option in the financial classification.
3. Check the protocol and open it.
In the pop-up page, check the privacy agreement, and then click View Credit Line to borrow money.
How to open WeChat financial turnover? Have you tried these application skills?
Financial turnover is a pure online personal credit loan product. Users can apply for loans directly through the financial link in WeChat.
Although the WeChat financial turnover has been launched for some time, but because the current WeChat financial turnover is only open to some people, there are still many people who do not have WeChat financial turnover, so how to open WeChat financial turnover?
WeChat wealth management turnover opening process:
1. Log in to WeChat first, and click the "I"-"Payment" option in the lower right corner of the WeChat page;
2. Find "Licaitong" on the payment page, click "My" in the lower left corner, then find the "Turnover" entrance and click Enter.
3. Check "Agree with Weizhong Bank to inquire about China People's Bank's credit record authorization agreement and loan-related agreement" on the WeChat wealth management turnover page to open WeChat wealth management turnover.
After the opening of WeChat financial turnover, the system will grant a certain range of credit lines according to the user's personal qualifications.
When the user needs funds, click the "borrow money" option on the WeChat wealth management turnover page, enter the loan amount within the credit line, select the installment period, and follow the page prompts in turn. After the loan is successful, the loan amount will be directly transferred to the bound bank card account.
Some WeChat users can't get the quota on the wealth management transaction page, which means that users don't meet the conditions for opening WeChat wealth management transactions at present, so they can't open WeChat wealth management transactions for the time being.
However, the WeChat financial turnover system will make a comprehensive evaluation of users' personal situation from time to time. When the user's personal evaluation results reach the internal standard of WeChat wealth management turnover, the user can obtain the loan qualification of WeChat wealth management turnover.
Tip: It is fraud for any individual or organization to publicize and pay money to help open WeChat financial management in the name of the market.
What are the skills for opening WeChat financial turnover?
Although there is no other way for users to actively apply for opening WeChat financial management, there are some ways to improve the opening probability:
Relatively speaking, WeChat financial turnover is still a relatively reliable loan platform, and users can apply according to their own needs.
What other reliable platforms can provide loans?
There are many loan softwares on the market that can provide users with reliable loan services? Generally speaking, big brands are more reliable and the loan interest is relatively low. For example, Alipay's borrowing, Tencent's micro-loan and the money spent by Xiaoman Finance (formerly Baidu Finance). Lending and micro-lending are familiar to everyone. It is an officially invited loan platform. Youhuahua is a credit product of Baidu Finance, originally belonging to Xiaoman Finance. You can apply on your own initiative. Download Youhuahua APP to apply for a loan online. Non-college students above 18-55 can apply for Youhuahua.
Finally, I would like to remind you that it is very important to maintain good personal credit at all times. If you have overdue or unpaid debts, it will affect the opening of your WeChat wealth management service.
How to borrow money from WeChat Finance?
Wechat financial management cannot borrow money. It only provides financial services and does not provide additional loan services. Wechat users can choose "My" and "Pay" to enter the payment home page. If there is a small loan application entrance, users can try to apply for a small loan. Wechat only provides microfinance services, and other official accounts are WeChat loans. In addition, users who apply for small loans need to authorize banks to inquire about personal credit information. If the credit information is not good, it is difficult to obtain the loan amount.
1. Consider whether WeChat financial management is reliable from two aspects: First, whether the funds are safe; Second, whether the account is safe. The security of funds can be judged by currency risk. Caicaitong has contact with the International Monetary Fund. Saving money in Caicaitong is equivalent to buying the money fund of a fund company. The market risk of money fund is very low, and the possibility of loss is very small. Judging from the annualized rate of return of fund companies for many years, there is no loss. Only in this way can the financial security of Caitong be guaranteed. Another aspect is whether the account is safe. Users' WeChat and WeChat Caitong accounts are bound and protected by WeChat account security system. The funds in Caicaitong account can only be transferred from any bank to the card. To sum up, WeChat Pantone is still very secure in terms of security.
2. Tencent Wealth Management is a professional wealth management platform launched by Tencent. Since the launch of WeChat wallet in June 20 14, Tencent has always adhered to the development concept of compliance, risk control, selection, innovation and stability, bringing a one-stop, high-quality, safe and convenient investment and financing experience to hundreds of millions of users. Tencent Caitong, a partner of YEATION financial institutions, selects high-quality financial products. At present, diversified wealth management products such as money fund, insurance wealth management, bond fund, index fund, hybrid fund and overseas fund, as well as various convenient functions such as salary wealth management and index fixed investment have been launched to meet the diversified financial needs of users. Licaitong is the official financial platform of Tencent, providing users with diversified financial services. Choose money fund products, flexible financial management, access at any time, as well as regular financial management, insurance financial management, index funds. Support PC official website, WeChat and mobile QQ to manage money anytime and anywhere.
3. In August, 2020, Tencent Licaitong, together with China Financial Education Development Foundation, financial institutions, experts V, celebrity artists and the public, launched a financial knowledge popularization and investor education activity-"National Smart Wealth Plan". Provide investors with systematic, objective and scientific financial knowledge in an interesting, easy-to-understand and easy-to-use way. On June 5438+ 10, 2020, Tencent Caitong, together with industry associations, universities, financial institutions, experts, big V and star artists, launched the "Rational Pension Festival" on June 5438+ 10, to solve the doubts of users about pension financing in one stop.
4. Products and services:
(1) Balance+:All monetary fund accounts held by users in Caicaitong (except currency exchange and currency exchange management) have the characteristics of * * * enjoying income, paying at any time, withdrawing at any time and being multi-purpose. Users can enjoy the benefits of combined money funds after purchasing "Yuebao+". Total income is the comprehensive income of all single money funds held. When using "Balance+"to purchase other financial products, there is no restriction. At the same time, "balance+"funds also support automatic repayment of credit cards, loans and telephone charges.
⑵ Steady financial management: mainly invest in "fixed income" assets that can continuously bring interest income, such as national debt and financial debt. It has the characteristics of long-term stable income, relatively low risk and rich term. Caitong divides this kind of wealth management products into "stable products" and "stable products". The former is suitable for users with low income requirements and low risk preference, while the latter is suitable for users who pursue long-term stable income and have certain risk tolerance.
⑶ Senior wealth management: wealth management products that mainly invest in the capital market, such as bonds and stocks, have higher yield, shorter fluctuation time and greater risks. Caitong classifies such wealth management products as "advanced entry-level products" and "profit-seeking products". The former mainly invests in low-risk assets such as bonds, and some products increase other investment varieties such as convertible bonds and stocks, striving to obtain higher returns under the premise of controlling risks. Most of the latter invest in the stock market, grow with the market or strive to surpass the market performance. Although the income is high, the risk is also relatively high.
(4) * * * Co-investment: fund investment consulting service platform, which selects appropriate investment strategies and investment consulting teams for users and strives to achieve users' investment goals. By the end of 65438+February, 2020, the fund portfolios entered include China Europe Super Stock All-Star, Southern Steady Profit, Harvest Currency Benefit, Huaxia 90 Houlang Pension, Huaxia 80 Middle Right Pension and Huaxia 70 Right Pension.
(Operating environment: WeChat version 8.0. 16, Huawei nova4 version 2.0.0. 195)
How does WeChat manage money by borrowing money?
Wechat Wealth Management provides wealth management services and does not provide additional loan services. Wechat users can choose My-Pay and enter the payment home page. If there is a small loan application entrance, users can try to apply for a small loan. Borrowing money from WeChat is only micro-loan, and borrowing money from other official WeChat accounts is not official from WeChat.
In addition, users need to authorize Weizhong Bank to inquire about personal credit information when applying for micro-loans. If the credit information is poor or spent, it is difficult to obtain the loan amount.