There are many high-risk funds. When the market is bad, the loss will be relatively large. So if the fund loses too much, do you want to change funds? In addition to the principal, do you have to repay the loss of purchasing the fund? What the following small series brings is that the loss and principal of the fund have to be posted backwards. Let's take a look at it together, hoping to bring some reference.

Should the fund change if it loses too much?

If the fund loses too much, whether to change the fund depends on the situation. If the market of the fund investment target is good, you can add positions when the fund loses money, which can reduce the buying cost. When the fund rises, you can earn back the lost money.

Then, if the market of the fund investment target is not good, the fund continues to fall, and there is no upward trend, then we should consider stopping the loss in time, redeeming the remaining share of the fund, and then buying it with other high-quality funds to earn back the lost money.

Funds are risky investments. When investing, everyone should consider their ability to take risks. If they can't take risks, it is generally not recommended to buy high-risk funds, because when the market is bad, they may lose their principal seriously.

In addition to the principal, do you have to repay the loss of purchasing the fund?

If you buy a fund, you will not reverse it. Theoretically speaking, it is possible for a fund to lose its principal, but in practice, it is very unlikely to lose its principal, because the fund will not lose all at once, but will have a loss process. If investors feel that the fund has suffered serious losses, they can consider redeeming the fund.

Stop loss points can be set when buying funds, such as 5%, 15%, 20%, etc. As long as the loss reaches this stop loss point, the fund will be redeemed, and the same is true when the fund is profitable.

In this way, a great loss of funds can be avoided to a certain extent. In addition, buy funds rationally and don't blindly follow suit, otherwise you may lose the principal. Secondly, the classification of foundations. If the risk tolerance is weak, you can consider the fund type with lower risk.

For example, money fund is the least risky fund type. Even when the market is bad, the principal is rarely lost, because the investment direction of the money fund is the money market, and the income is relatively stable and the flexibility is better.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.