The concept of "innovation" has been mentioned. Many people like to play new shares. Once they play new shares, it means income, but new shares are different from new shares. Choosing a new fund does not mean income, but is more likely to be a risk of loss.

After the establishment of the new fund, in addition to not seeing the historical performance, it is impossible to judge the ability to cross the bull and bear. The direct impact is that the establishment of the new open-end fund needs to go through a period of closure. What is a closed period? The general closure period is 3 months. During this period, the foundation will make a shareholding layout according to the current market situation. During the closed period, the Fund cannot be purchased or redeemed normally. In other words, if you want to redeem the fund, you must wait until the end of the closed period before you can operate. Whether there are opportunities or risks in these three months is unknown, which is related to the market situation and investment management companies.

When buying old funds, you can refer to historical performance. Although history does not represent the future, at least you can know how the fund performs among bulls and bears, so that you can know fairly well and not be groundless.

How to choose a relatively safe new fund?

1. new fund scale: 500 million-1 100 million yuan.

It should be noted that there are mini funds in the market, and such funds with a scale of less than 200 million are easily eliminated. Therefore, after the emergence of new funds, it is best to choose funds with assets above 500 million. This advantage lies in the advantage of playing a new layout, and will not encounter the embarrassing situation that it is impossible to lay out new shares by raising the subscription threshold.

2. Team strength of fund managers

Check the operation of other funds under the fund company and the performance of other funds under the jurisdiction of the fund manager, which are all checks on the strength of the team. Like a tiger, like a son, the overall management strength of the fund company is good, and the more support the new foundation gets in the later stage, it will be more or less helpful for its future development.

The new fund may not be better than the old fund, and the same old fund may not be worse than the new fund. In the process of selection, it is necessary to evaluate the pros and cons in many aspects, and it is most important to choose the fund that suits you best.