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How to match the fixed investment of the fund?
In fact, it is said that the best combination of buying funds is the three-thirds system. One-third of equity funds and one-third of hybrid funds. One-third monetary fund

The income of stock funds fluctuates greatly, and it is also considerable to make money. Hybrid funds are more stable, the ups and downs are more stable than the former, and they are still very happy to make money. Monetary funds can be redeemed immediately when necessary, without loss of principal.

Your two index funds are good, both belong to big companies, and they are very good fund companies. Index funds are relatively passive. If there is a bull market, index funds are very profitable. I like the market in these two or three years, and look at Harvest 300. Net worth hovers at a low point. If you choose the right one, you won't lose money, but you won't make much money.

If you choose one or two good hybrid funds to invest, for example, E Fund of E Fund Company is growing actively, and its net worth is not high, and its income is definitely much better than it.

If the fund you bought is not good for a long time, it is better to redeem it at a loss and start a new stove.