When screening funds, we usually have to judge the profitability of the fund first, but at the same time we can't ignore the judgment of the fund's ability to resist risks. At this time, the fund withdrawal rate is an important reference index, which reflects the fund manager's investment management ability and risk control ability to some extent. So where can I see the fund withdrawal?

1 Fund official website: Investors can log in to the corresponding fund company official website to find the information page of the fund, and you can see the historical maximum withdrawal rate in the historical net value of the fund.

Trading software: enter the fund information page in the fund trading software or platform, and investors can also roughly calculate the historical maximum withdrawal rate of the fund through the historical net value trend chart.

The highest withdrawal rate reflects the investment management ability and risk control ability of fund managers to a certain extent. The greater the maximum extraction rate, the deeper the decline, and the greater the increase needed to make up for the decline. When choosing a fund, you need to measure the maximum risk you can accept and see if the maximum withdrawal rate is within the risk range you can bear.

However, although it reflects the possibility of fund losses to some extent, it does not completely mean that the smaller the withdrawal scale of the fund, the better. For example, while the withdrawal of funds is relatively small, it may also mean that the investment operation of fund managers is relatively conservative, rather than representing higher investment, and our income at this time may be relatively low.

Therefore, judging whether a fund is worth holding depends not only on the withdrawal degree of the fund, but also on the market situation, investment target, investment strategy, investors' own risk tolerance and other factors.