A mid-level upgrade of a fund means that the rating agency raises the rating of the fund. For example, the fund's previous rating was four stars, but now it has been raised to five stars. An increase in the fund's rating means that the management level of the fund manager, fund performance, etc. have increased by one level. The higher the fund rating, the better the fund product and the investment level of the fund manager. Also higher. Fund rating refers to the collection of relevant information by fund rating agencies, scientific predictions of the risks that investors will take after investing in a certain fund, and the returns that can be obtained, and the funds are ranked according to the expectations of returns and risks. .

Consideration factors for selecting funds

1. The management ability of the fund manager affects the performance of the fund and the trend of the fund's net value. Investors try to choose funds whose fund managers have strong operating capabilities and whose funds they manage have higher expected returns.

2. The trend of the fund’s investment targets will also affect the trend of the fund’s net worth and investors’ future expected returns. Investors should choose those fund targets that are on an upward trend and have greater development potential and prospects. fund.

3. When the market is in a bear market, investors try to choose bond funds and currency funds to avoid risks. During a bull market, investors try to choose stock funds to obtain greater expected returns. .