1. What is trust beneficiary rights? The transfer of trust beneficiary rights refers to the transfer of trust beneficiary rights.

Trust beneficiary rights are the rights of the related parties stipulated in the trust contract to enjoy the income from the management or disposal of the trust property.

It also includes the right of the parties stipulated in the contract to enjoy the benefits of the trust property itself when the trust contract ends.

Trust beneficiary rights refer to the right of the beneficiary to request the trustee to pay trust benefits. In the broad sense of trust beneficiary rights, in addition to the right to request payment of trust benefits, beneficiaries also have other rights to ensure the realization of trust benefits, such as the Trust Law

"The right to know", the right to adjust the trust property management method, the right to revoke the trustee's disposition in violation of the trust, and the right to terminate the trustee.

Trust beneficiary rights have the following characteristics: First, trust beneficiary rights are property rights that have the nature of both real rights and creditor's rights.

Trust beneficial rights are the rights and interests that the beneficiary enjoys in the trust, so the rights must first be property rights.

Second, trust beneficial rights are transferable property rights.

The rights of trust beneficiary rights are realized through the transfer of pledges, so the rights that can be pledged should meet the conditions for transferability.

According to Article 43 of the Trust Law, the beneficiary is the person who enjoys the trust beneficiary rights in the trust.

The beneficiary can be a natural person, a legal person or other organization established in accordance with the law.

The settlor can be a beneficiary or the sole beneficiary of the same trust.

A trustee may be a beneficiary, but may not be the sole beneficiary of the same trust.

Article 44: The beneficiary shall enjoy the trust beneficiary rights from the date the trust takes effect.

If the trust document provides otherwise, such provisions shall prevail.

2. What is the repurchase of trust beneficiary rights, transfer of beneficiary rights and repurchase model? It was once one of the classic models of trusts and banks. No matter which party is the contract, the purpose of establishing the contract is to provide loans for financing. Since

If the due financing cannot be repaid, the obligations should be performed in accordance with the relevant provisions of the contract. This is also fair to all parties to the transaction. The trust company has effectively bypassed the regulatory red line by designing a trust plan with "receipt" as the core structure.

, realize fast and convenient investment and financing transactions, the most.

The fundamental purpose of a trust company designing such a complex legal relationship and a long-span transaction process is not just to purchase the income rights and obtain the collection of underlying assets while maintaining regulatory compliance and convenient operation, and to ensure the safety and security of trust funds to the greatest extent.

Exit promptly.

The main transaction steps include the purchase of all the "income rights" of the underlying assets from the financier and the financier's premium within the agreed time. From the appearance of the contract, it seems that a general creditor-debt relationship is formed between the two parties, that is, the capital side.

As the purchaser, the purchaser shall promptly pay the consideration for the "income right" as agreed. After the purchase, it becomes a creditor and has the right to claim the benefits generated from the underlying assets. The financier has the obligation to promptly redeem the transferor to regularly obtain the benefits of the underlying assets after receiving the purchase money.

Obligation to recover income rights.

3. What is the repurchase of trust beneficial rights? This depends on whether the trust holds equity or debt.

If it is a debt.

This is usually calculated.

Commitment to repurchase trust income rights.

In fact, it is equivalent to a guarantee behavior.

4. What is trust capital pool business and what are the risks?

Fund pool trust products refer to trust companies issuing trust plans one or more times to raise funds to invest in a single project or invest in multiple projects in combination.

According to the different matching methods of funds and projects, it can be divided into three methods: one-to-one, many-to-one or many-to-many.

The most common one is the many-to-many mode.

Capital pool trusts continuously raise funds through the rolling sale of trust units of different maturities, which are used in bank deposits, money market funds, bond funds, exchange and inter-bank market bonds, and fixed income products (including reverse returns with maturities within one year).

purchases, trust products or trust beneficiary rights, additional repurchase claims or claim income rights, etc.), maintain a balance between fund sources and fund utilization through a dynamic management model, and obtain income from it.

Data show that the scale of capital pool trusts has grown rapidly since 2012, and is highly sought after and recognized by investors. Almost every trust company has launched 3 to 5 new such products, such as Ping An Trust’s Rijujin Cross-Market Money Fund.

No. 1, since its establishment in 2009, the scale of capital existence as of the end of 2012 is estimated to be nearly 40 billion yuan, and the mature trust funds and expected trust income of qualified investors have been successfully paid.