/kloc-children under the age of 0/6 can open their own accounts in five major banks with their household registration books and valid certificates from their guardians. Specific operation:

1. If it is a credit card, minors cannot handle it.

2. You can apply for supplementary cards for your parents.

Parents need to accompany their children to the bank with their ID cards and relationship certificates. The child's bank card has no overdraft limit or the overdraft limit is very small, which requires the consent of parents.

4. Children's bank card is a bank card opened by the bank for children under the age of 16. These bank cards usually have no overdraft limit or a small overdraft limit.

Matters needing attention

1. Compared with ordinary debit card accounts, children's special cards have a single service function. Children's special cards of ICBC, Bank of China and Bank of Communications can realize basic service functions such as deposit and withdrawal, consumption and transfer of general debit cards.

2. The three banks have different restrictions on payment, online banking, wealth management and other functions, and the specific situation is not the same. Among them, if the ICBC Baby Growth Card is opened and an exclusive financial agreement is signed, the bank can provide account management functions such as automatic transfer of excess quota, account change reminder and monthly consumption quota setting. However, children's cards do not support functions such as purchasing wealth management and fund fixed investment. , and you can't enable online banking.

References:

Baidu Encyclopedia-Children Bank Card _