Most people are confused when buying funds. After all, there are many issues to consider when buying funds, such as which fund to buy, how much to buy, how long to hold it after buying it, etc. Funds The holding time is related to the maturity return.

Is it better to buy newly issued funds or old funds?

There is no absolute good or bad distinction between new funds and old funds. It mainly depends on whether the net value of the fund has room for increase. , relatively speaking, buying old funds is more stable, because new funds have no historical performance to follow, while old funds have historical performance. There are more uncertainties in new funds, but it does not mean that new funds cannot be bought. Investors need Only by combining your own capital size, risk preference, expected returns and operating style can you choose a suitable fund.

The advantages of old funds are: historical performance, smooth operation, clear style, higher positions, etc. New funds may not have these advantages, so relatively speaking, the risk of buying new funds is greater than the risk of buying old funds.

The advantage of the new fund is: the net value of the new fund is 1 yuan. Compared with the price of 3 or 4 yuan for some old funds, the purchase cost is indeed lower, which makes some investors feel that they can get a bargain. But in fact, the quality of a fund is not determined by its net worth.

When buying a fund, you mainly look at some important indicators, namely annualized return, maximum drawdown, Sharpe ratio, and fund size. Do not operate frequently after buying, because the fund is more suitable for long-term holding. Once you choose it, you have to believe in it.