In addition, it can also be matched with a universal account. If you have spare money, you can add value at any time. If the annuity you receive is not used for the time being, you can add value to this account and get more income.
If you want to know whether you are suitable to buy this product, you can click on the appointment 1 insurance planning service, and the deep blue insurance _ centralized insurance broker will give you professional advice.
Advantages:
(1) Get the money quickly
No matter which payment method you choose, you can start to receive the annuity in the fifth year.
This means that if you choose to pay for 3 years, you can start to receive money 2 years after the payment is over.
(2) It can be matched with universal account to obtain higher income.
Disadvantages:
(1) Low yield
If it doesn't match the universal account, the income of this product is only1.27%; Even the universal account, under the demonstration of low-end yield, the yield is still relatively low.
Generally speaking, as an annuity insurance, the lifetime yield of Jin Rui 2 1 is relatively low.
If you are pursuing higher returns, you can consider annuity insurance with higher returns.
Annuity insurance, its main function is to help us get a safe and stable income.
However, in the initial stage of investment, the income of annuity insurance is actually not high, which may not be as good as that of bank deposits (3.25%).
Therefore, it is unrealistic to get a rich sum of money quickly by annuity insurance.
Finally, I sum up what kind of people are suitable for buying annuity insurance.
1, the basic safety insurance has been fully configured.
There is a long-term unused spare money.
3. Can accept low-risk and low-income financial management methods.
If you meet the above three points, then you can consider taking out annuity insurance. Otherwise, I suggest you give priority to protective insurance.