Compared with other investment methods, the fixed investment of funds saves time and effort, and many investors will choose the fixed investment of funds when investing in funds. So, do you know what are the advantages of the fixed investment of the fund? Come and learn about it with me!
As far as I know, the fund's fixed investment mainly has the following five advantages:
First, automatic subscription and compulsory savings.
After the investor signs the fund investment agreement, the subscription amount will be automatically deducted from the bank card in each period. This will gradually accumulate more and more fund shares and play the role of compulsory savings.
Second, buy in bulk and share the cost equally.
It should be noted that the fixed investment of the fund is purchased at different times, usually the net value of the fund is different, and the cost of purchase is relatively average, which plays a role in diversifying investment risks.
Third, there is no need to choose time, which is convenient and worry-free.
Investors do not need to choose the right time when making a fixed investment, which is convenient and worry-free.
Fourth, the starting point is very low and there are many channels.
It is very convenient for investors to make fixed investment in funds now, because there are many channels for fixed investment in funds. Moreover, the starting point of the fund's fixed investment is also very low, and some funds can start fixed investment as low as 10 yuan.
Fifth, long-term investment, compound interest effect
Investors can reinvest the proceeds when they make a fixed investment in the fund to realize the rolling interest-bearing effect.
After understanding the advantages of the fund's fixed investment, let's take a look at the risks of the fund's fixed investment:
1. Market risk: Investors need to face different risks when investing in different funds.
2. Investor's liquidity risk: For investors who lack future financing, once the stock market is depressed, they are forced to suspend the fixed investment of the fund due to cash outflow, which is likely to suffer losses.
3. Risk of investors' operational mistakes: Once investors violate the basic principles of fixed fund investment, the effect of fixed fund investment will not be brought into play.