Fixed investment in a fund refers to investing in a designated open-end fund at a fixed time and amount, and increasing the holding share through continuous buying, so as to spread the position cost and risk. So, will the fund lose money if it decides to invest? The following small series will bring you how to buy funds, which will be of great benefit to you. Let's have a look.

Funds with fixed investment will also lose money, but compared with one-time purchase, the probability of loss is lower. The reasons for the loss of fixed investment funds are as follows:

1, the timing of intervention is wrong.

The wrong timing of intervention will also make it difficult for investors to make money. For example, when the market is not good and the fund is in a downward channel, investors will make fixed investment operations. Although the fixed investment will spread the cost of holding positions equally, it is difficult for investors to make money or even lose more in the short term.

2, will not take profit.

In the process of fixed investment, investors will not make a profit, that is, when the fixed investment fund makes a profit, investors can sell it to make a profit, and then sell it when the fund makes a loss, resulting in investors not making any money in the process of fixed investment.

3. Treat fixed investment as short-term speculation.

The fixed investment of the fund is a long-term investment. Some investors hold the psychological operation of short-term speculation when the fund is fixed, and sell it as soon as there is a loss, which can easily lead to selling the fund without making money.

So, how should investors make a fixed investment?

1. Choose a fund with low valuation for fixed investment.

Choose index funds with low fund valuation for fixed investment. The lower the valuation of the fund, the smaller the bubble, and the less risk investors take. At the same time, funds with low valuations have more room for growth in the later period.

2. Stop profit and stop loss in the process of fixed investment.

In the process of fixed investment, investors can set a take profit position to ensure income. However, the fixed investment of the fund is characterized by long-term, compound interest and average cost. Therefore, there is no need to set a stop loss in the process of fixed investment.

3. Choose a fund with large fluctuations for fixed investment.

In the process of fixed investment, investors should choose funds with large volatility, such as stock funds and index funds, which are more likely to produce smile curve effect.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.