With the development of society, funds have now entered people's lives, so many people will buy funds now, because some people know about funds now, and now they can buy funds in Alipay, so for some funds, it is risky to buy funds without knowing what kind of funds to choose.

First, so can the money fund.

Usually, you can also choose a money fund, which has strong liquidity and is also a short-term financial management tool, so the risk of choosing a money fund is relatively small. Some money funds are almost equivalent to cash.

Second, you can also choose some old funds.

For these old funds, they also have certain advantages, because they are also in the market and have a long time, so we can also choose some old funds when choosing funds.

Third, closed-end funds have better returns.

Open-end funds can redeem their money at any time, but closed-end funds can't, so we can also choose closed-end funds, so the liquidity of closed-end funds is far more than that of open-end funds, but closed-end funds have no pressure to redeem.

Therefore, when choosing a fund, we should also choose those with relatively small risks, because if my risk is small, its income will be relatively small, so it is acceptable to each of us. If we have more money, we can also choose those with high risks. If the risk is high, its return will be high, so it depends on our personal courage.

When we don't know much about investment funds, we should study and observe first, so that we can better choose the funds we want and not lose too much, so we should think carefully when choosing funds.