In the medical insurance of five insurances and one gold, there is a serious illness medical assistance fund, which belongs to serious illness medical assistance and is determined according to the disease type and the expenses incurred. Medical assistance for serious illness refers to a new medical assistance system that relies on the basic medical insurance for urban residents (employees) and the settlement platform of the new rural cooperative medical system, with stable capital investment, * * * using the service platform, * * * enjoying information resources, synchronizing settlement and payment, standardized management and operation, obvious relief effect, fast service for people with difficulties and scientific coverage of urban and rural areas.