In addition to making quick profits, there are many money funds. Investors can open mobile banking and directly search for the words "cash" or "currency" in the fund interface. The system will list all the money funds that CCB sells on a commission basis, and investors can choose directly.
The difference between buying a fund in CCB and buying a money fund in Alipay is that:
Yu 'ebao Monetary Fund is more convenient, because Yu 'ebao Monetary Fund does not need investors to redeem it manually, and it is equivalent to redeeming the fund when consuming; If you buy a fund in CCB, investors need to redeem it manually. Generally, after redeeming funds, 2-3 funds are needed.
Extended data:
Handling fee: there is no handling fee for subscription and redemption.
About income
CCB Cash Tian Li Money Market Fund, which is connected with fast-growing products, was just established on September 17. The latest 7-day annualized rate of return is 4. 1450%, and the income per ten thousand copies is 1.2259 yuan. Generally speaking, the income trend is relatively stable. According to the monitoring data of Rong 360, the average annualized rate of return of bank babies in the past 1 month was 4.94%, so in contrast, CCB's quick profit did not have much advantage in income.
About flexibility
Let me talk about the investment threshold first. There is no threshold for general baby products, but the initial investment amount of quick-profit products is 100 yuan, which is higher than other Yu 'ebao products. From the convenience analysis, although "T+ 1" is slower than "T+0", there is no limit to the transfer, and it is very convenient if there is a lot of funds in urgent need.
About risk
The cash Canadian dollar of CCB, which is connected with Kuaili, is a money market fund. Its main investment scope is: cash, notice deposit, large deposit certificate, bond repurchase, bills, etc. Its main characteristics are good liquidity and low risk. The risk and expected rate of return are lower than those of equity funds, hybrid funds and bond funds.
In terms of capital security, investors subscribe to CCB's cash-increasing currency and buy and sell quick-profit products through CCB bank cards, without going through third-party payment institutions, so the capital security is guaranteed.
Baidu encyclopedia-Yu' ebao