At the end of the year and the beginning of the year, what should investors sum up when investing in fund products in the coming year? The following small series will tell you how to make a year-end summary of investment funds.

Fund year-end summary 1. Personal operating preferences and habits.

To some extent, fund investment income is also a reflection of investors' investment habits. Frequent operation of funds and long-term holding of fund products have completely different investment effects. Investors can compare the income generated by frequent operations with the long-term holding of fund products and get the answer.

Second, the year-end summary of the fund analyzes the subjective and objective reasons leading to the change of the fund's net value.

Fund investment cannot be smooth sailing, and there will always be income differences for various reasons. Investors should pay attention to analyze the reasons for the differences when investing in fund products. Is it the systemic risk of the market or the operating style of fund managers? Investors should treat and analyze differently for different reasons, so as to draw a correct conclusion.

Year-end summary of the fund III. Performance of the fund.

We should not only understand the growth of the fund's net value, but also grasp the dividend situation, so as to make a comprehensive performance evaluation.

Fund year-end summary fourth, asset portfolio allocation.

To some extent, the allocation of fund assets determines the quality of investors' investment in funds. Investors concentrate their funds on stock funds, which is completely different from the investment income generated by proportional investment in bond funds and money market funds. Investors should evaluate and make further optimization measures.

Fund year-end summary V. Implementing operational discipline.

Before investing in fund products, investors will make certain investment goals and plans, and set corresponding income expectations according to the goals and plans, so as to stop winning and stop losing. After one year of investment, it is very important for investors to sum up the completion of investment objectives and plans and check whether strict operational discipline has been implemented.

Fund year-end summary Sixth, the basic changes of the fund.

As a long-term investment and value investment product, only through long-term investment can investors highlight the ability of fund managers to manage and operate fund products. Therefore, the year-end summary is not only a summary of the success or failure of investment in the past year, but also a grasp of future investment opportunities. Therefore, it is very important to pay attention to and analyze the fundamental changes of funds. In particular, the change of fund managers, the change of fund heavy positions, the proportion of fund positions, the adjustment of fund investment style and strategy, etc. Investors need to pay attention to it in the year-end summary, so that investors can adjust their investment goals and plans for the coming year, optimize their investment portfolio, set reasonable investment income expectations, and reshape the fund investment concept, thus making the long-term investment road more solid.