Everyone takes money to buy bank wealth management, debt base and solid base. After receiving the money, banks and fund managers turned to buy bonds and debt bases. They will also allocate a certain proportion of interbank deposit certificates, and of course, they will also allocate a small amount of stocks to appropriately increase their income. The main reason for allocating bonds and debt bases is simple. Friends who buy this kind of wealth management products have low loss tolerance, so it is the first priority to try to keep the principal. If banks and fund managers buy a lot of highly volatile assets such as stocks, none of them can escape.