At present, China has changed from four state-owned banks to six state-owned banks (postal service is one of them), and * * * is characterized by all state-controlled banks.
The four major state-owned banks were formed in history and gradually differentiated after China's reform and opening up, namely Industrial and Commercial Bank, Agricultural Bank, China Bank and China Construction Bank. These four state-owned banks have been transformed into joint-stock banks, but because they are state-controlled joint-stock banks, they are referred to as state-owned banks for short.
Later, the establishment of Bank of Communications marked the establishment of the first joint-stock bank in China and became the big brother of joint-stock commercial banks in China. However, due to the realization of state-owned holding, it changed from the big brother of joint-stock banks to the little brother of state-owned banks. Become the fifth state-controlled joint-stock bank, which is the fifth state-owned bank.
With the separation of China Postal Savings Bank from the General Post Office and the establishment of Postal Savings Bank, Postal Savings Bank has become the sixth state-controlled joint-stock bank, referred to as the sixth state-owned bank.
The above is the status quo of China's state-owned banks. After years of development, a complete banking system has been formed, among which three policy banks are China Development Bank, Agricultural Development Bank and Export-Import Bank. Six state-owned banks: state-owned holding banks such as postal savings and the establishment of diplomatic relations between workers and peasants; 12 national joint-stock commercial banks, 33 city commercial banks, 859 rural commercial banks, 765,438+0 rural cooperative banks, 65,438+0,373 rural credit cooperatives, 65,438+0,365,438+0 village banks, 48 rural mutual funds cooperatives,
Among them, China Industrial and Commercial Bank is the largest bank in China, with the largest number of service organizations, the largest number of employees, many customers and the strongest profitability. But if we want to compare which bank is the best, we can only compare the advantages and disadvantages of each bank from the perspective of our own needs.