The fixed investment in gold, like the fixed investment in equity funds, is only a long-term investment with diversified costs, but the flexibility of fixed investment is too poor for the uncertainty of future market trends. It is recommended to choose carefully. If you really want to make a fixed investment, you can choose the quota.
Regarding the handling fee for fixed investment in gold, the Agricultural Bank is exempt from handling fees; ICBC starts the "accumulated fund" business, charging a handling fee of 0.5% of the transaction amount when buying, and charging a handling fee of 65,438+0.5% of the transaction amount when exchanging cash or withdrawing physical funds; The fixed investment fee of Guangfa Bank is slightly lower, with the rate of 0.5% at the time of purchase and 1% at the time of cashing or withdrawing the physical payment.
ICBC and ABC can only invest in their own brand gold, which is linked to the international gold price. The fixed investment meeting of Guangfa Bank is the standard gold bar of Shanghai Gold Exchange, with low cost.
Gold fixed investment trading business faces many risks such as policy risk, price risk, interest rate risk, communication system security risk and network system security risk. Affected by various international political and economic factors and emergencies, prices may fluctuate violently. Investment needs to be cautious.
Financial management is aimed at your financial situation, financial objectives, financial knowledge, risk tolerance and operating time. It is comprehensive and personalized. It's not simply for you to buy funds and deposit stocks in the bank, but to realize your wealth management goal of increasing wealth. I will give you a reasonable capital and asset allocation plan according to your situation and make the most suitable investment.
Generally speaking, financial management is to increase revenue and reduce expenditure, with money management as the center, saving money as the starting point, focusing on generating money and ensuring money.
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