Did you cover your position when the fund fell? Why? This requires consulting relevant information to answer. According to years of learning experience, if you answer the question, will the fund cover the position when it falls? Why? Let's share some related methods and experiences for your reference.

Does the fund cover the position when it falls? Why?

Fund decline does not necessarily need to cover positions for the following reasons:

1. The fund price itself is uncertain. Even in a bear market, some funds may rise. If investors think there is a lot of room for further decline, they can make up their positions appropriately, otherwise they don't need to make up their positions.

2. When the fund falls, the fund held by investors is in a state of loss. If you continue to hold it, then investors will suffer losses. If you make up the position, there will be a second loss.

3. When the fund falls, investors will increase their subscription, thus increasing the cost. If the fund keeps falling, the cost will continue to rise, causing more losses.

How can the fund make up the position is the most cost-effective

Fund covering positions is a method to reduce costs, and the specific covering positions can be determined according to the individual's risk tolerance, fund type and market trend. Here are some suggestions to consider:

1. Fixed-term investment method: that is, investors buy funds regularly (such as monthly) and the fund manager deducts the investment funds. This investment method has a good tolerance for market risks, but it also requires investors to have good self-control ability and a stable source of income.

2. Reduce the average cost method: that is, when the net value of the fund rises, investors continue to sell some funds and then buy the same fund, so as to reduce the total cost by reducing the subscription cost. This investment method requires investors to have a certain judgment on the market, and at the same time, they should be careful not to over-trade, so as not to lose more funds.

3. bullet investment method: that is, investors divide their funds into several equal parts and buy only one at a time. This investment method requires investors to have a deeper understanding of the market and a more accurate judgment, otherwise it may lead to investment losses.

4. Centralized investment method: that is, investors put all their funds into one or more low-risk funds to obtain higher returns. This kind of investment requires investors to have a certain risk tolerance to the market, and at the same time, they need to be careful not to over-concentrate their investment to avoid losing a lot of money.

It should be noted that fund investment is risky, and even the simplest fixed-term investment method requires investors to have certain self-control ability and a stable source of income. Investors should choose the appropriate investment method according to their actual situation and risk tolerance.

Calculation formula of fund liquidation and equal share

The calculation formula of fund covering position is: average cost = total fund investment ÷ (fund investment time-fund investment income). When the fund falls, the average cost will be reduced by buying in batches to make up the position, and the income will be realized after the market improves.

How to make up the position when the fund has fallen by 25 points?

Whether it is necessary to cover the position when the fund falls by 25 points depends on the time when the fund falls and the fund type:

1. new fund: due to the short time and no major changes in the market, it is generally not recommended to make up the position. You can continue to hold it, and then judge whether it is necessary to redeem it according to the holding income after the market rebounds.

2. Old fund: operated by the fund manager. If the purchased fund continues to decline, you can buy at a low level, reduce costs, and then increase profits later. It is not recommended to operate in Man Cang, and funds should be reserved to cope with the market decline.

It should be noted that whenever there is a decline, the frequency of covering positions should not be too high, so as not to lock in too much funds and make it impossible to cover positions later.

Will the fund return its capital if it loses money?

Whether the fund will recover its capital after loss depends on the degree of fund loss and the investment strategy of fund manager.

If the loss of the fund has exceeded the money you invested, then sticking to it may make you lose more. At this point, you should consider redeeming some funds to avoid further losses.

If the investment strategy of the fund manager you choose is long-term, and the ability circle of the fund manager matches the type of fund you invest in, then it is possible to return to the original, but this requires long-term observation and practice.

In short, for investment funds, in-depth research and analysis are needed before investment to avoid blindly following the trend or impulsive investment.

Will the fund cover the position when it falls? Why is the introduction here?