1, the loss in the money fund refers to: the loss of the money fund refers to the negative income of the day. For different investors, the income of the day is negative, which is different. Some people have held it for a long time before, and the income is rich, and it is negative in one day. They just erased some of the past earnings, but the investors who just entered are different. Before making money, they have eroded the principal. If the money fund continues to show negative returns on the same day, the loss of principal is normal, but this extreme case is rare and has not happened in China at present.

2. Monetary fund is an open-end fund that collects idle funds from the society, is operated by the fund manager and kept by the fund custodian. Different from other types of open-end funds, money market instruments that specialize in investing in low risks have the characteristics of high security, high liquidity, stable income and "quasi-savings".