Net unit value is a stock market term, which refers to the basis for calculating the subscription share and redemption amount of open-end funds. The calculation formula is: fund unit net value = (total fund assets-fund liabilities)/total fund shares.
On each business day, the total assets of the fund are calculated according to the closing price of the securities market invested by the fund, and the net assets of the fund on that day are obtained after deducting the various costs and expenses of the fund on that day. Divided by the total number of fund units that occurred on the day of the fund, it is the net value of each fund unit.
Precautions for purchasing funds:
1. Arrange the proportion of fund varieties according to their own risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.
2. Don't buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
3. Post-maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.
4. Don't "love the new and hate the old" and don't blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.
5. Don't care too much about the net value of the fund when buying a fund. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.
6. Don't buy bonus funds unilaterally. Fund dividend is the return of investors' previous income, so it is more reasonable to change the dividend method to "dividend reinvestment" as far as possible.
7. Don't talk about heroes by short-term ups and downs. It is obviously unscientific to judge the pros and cons of the fund by short-term ups and downs, and it is necessary to make a comprehensive evaluation of the fund in many aspects and conduct a long-term investigation.
8. Flexible choice of investment strategies such as steady and worry-free fixed investment and affordable and simple dividend conversion.