Personally, different financial management can meet different needs, there is no difference between good and bad, mainly depending on which financial products are suitable for your needs.

1. Huitianfu cash treasure:1.201312.20. The annualized rate of return on 7 days is 6. 157%, which is 16 times that of excess demand deposits; 7*24 hours at any time to extract, the same day to the account, as you use; Funds can only be withdrawn from the buyer's bank card, which is safe and risk-free.

2. Guohua Huarui No.3 insurance financing plan: 6% expected annualized income; The minimum holding period is 180 days, and all or part of the policy is free from 18 1 day to 185 days; Low threshold: 1000 yuan (inclusive); In the first three years, guarantee the annualized settlement interest rate of 2.5% per year; Including death and total disability protection; Zero investment cost (no joining fee, no policy management fee and no risk insurance premium); Search the income online and collect it online, saving time; If you don't receive part, you can enjoy continuous appreciation.

Pay attention to when purchasing wealth management products:

1. Risk tolerance: Before investing in wealth management products, you should first evaluate your risk tolerance level and risk preference, and avoid unilaterally pursuing high returns and ignoring risks.

2. Product awareness: annualized rate of return or cumulative rate of return, pre-tax rate of return or after-tax rate of return. Different yields may correspond to different final returns. You should read the relevant product descriptions, deeply analyze different products and understand their characteristics.

3. Self-economic ability: Most wealth management products have a long term and cannot be redeemed. Investors should arrange the use of funds reasonably.