Alipay funds are bought with bank cards, and the redeemed money will be returned to the bank cards. According to relevant public information, if you use a bank card to purchase Alipay Fund, the redemption money of the fund will be returned to the savings card account corresponding to the reserved mobile phone number of your bank card. Note that you need to ensure that the savings card account is consistent with the bound reserved mobile phone number, otherwise the refund may fail. Generally speaking, the fund redemption money will be returned to your bank card account within one or two working days.