Tianyibao is the floorboard of wealth management products, including Ruyi Bao of Minsheng Bank and Huibao of Shanghai Bank. Tianyibao is a balance value-added service based on money fund launched by Wing Pay for the majority of users. After the customer registers with Tianyi Bao, he entrusts Wing Pay to automatically purchase the funds in the wealth management account for the fund wealth management products, and at the same time, the subscribed funds can be freely consumed, that is, the transferred amount is automatically redeemed by the monetary fund. At the same time, the funds in the user's account can get corresponding income, and the current annualized rate of return is about 4.6%. 1, Wing Payment-Tianyibao Features: Tianyibao is an account balance wealth management service jointly launched by China Telecom Wing Payment and financial institutions. At the beginning of the venture, Tianyibao mainly generated income through Ruyibao, the direct selling bank of Minsheng Bank. This product gives full play to the technical, business and reputation advantages of operators and financial institutions, and integrates payment accounts and wealth management accounts, so that customers can enjoy the convenience and benefits of Internet finance. 2. Wing Payment-Tianyi Bao function: After Tianyi Bao function is enabled, the balance in its wing payment account will all participate in wealth management income, and the amount of recharge and withdrawal will increase, while the recharge/consumption mode and account system of the original wing payment account will remain unchanged. Function 2: After the customer successfully opens an account, the account balance can choose the wealth management products provided by the wealth management account, and the user does not need to subscribe, and automatically manages the wealth; 3. Wing Payment-Tianyibao Advantages: 1) The funds deposited in the wing payment account can not only be consumed and paid at any time, but also earn income, which is very flexible and convenient. Let's make money and spend money. 2) No subscription is required, and the account balance is automatically managed; 3) recharge consumption at any time in 7 * 24 hours; 4) Monetary funds are different from bank deposits; Investment needs to be cautious, and Wing Pay will always monitor market changes to ensure the safety of funds. Tips: 1. The purchased wing payment wealth management products are redeemed normally within 3-5 working days. 2. tianyibao's income is not taxable. 3. The handling fee of Wing Payment Wealth Management Card has been deducted. If the transaction fails within 2 working days after subscription, the fee will be returned to the bank card within 6 working days. Please pay attention. 4. If you want to know more, you can pay official website to log on to wing. Guizhou users pay attention to China Telecom's customer service in Guizhou. The official account of WeChat can be paid by WeChat, and the phone bill can be recharged with one click. Traffic, points, bills and detailed bills can be operated by themselves, which is convenient and fast. Customer service 2 19 will answer your questions.