First of all, no matter what the situation, gold can be circulated and there is room for improvement, but to keep an eye on the gold market at all times, a large amount of gold is needed. After all, a few hundred yuan a gram, 100 grams will cost tens of thousands. Moreover, in today's society, if money is urgently needed, it is not convenient to realize it. After all, the price is relatively transparent, and the time to realize cash in a hurry is faster than the market price. Gold has the function of preserving value, but in the long run, the basic value-added is very small, so it is generally not recommended. It may be a good thing to buy gold when the market is turbulent or the dollar is weak. As the saying goes, "when a cannon rings, there are two thousand pieces of gold", and the dollar and gold have a seesaw effect.
Any commodity will depreciate in different degrees under the baptism of time, but because of its own characteristics, gold has lost its luster and will still return to its original appearance, so the value of gold will not change. In addition, gold is an ideal weapon to fight inflation. As the currency shrinks, gold will rise according to inflation. At the same time, gold can also be used for capital turnover, and it is more convenient to use gold as collateral or pawn.
The advantage of funds is that they are managed by professional fund managers, which is a way for lazy people to invest. The simplest is the foundation investment. In addition, funds can spread risks, and many types of funds have no restrictions. They decide how much to invest according to their own wishes, and there are no trading restrictions, but they will charge a certain fee for frequent operations. There are many types of funds, and you can consider what type of fund to buy according to your risk-taking ability.
The fund income is ok. The monetary fund of the bank is about 3%, but it is T+ 1, while the income of funds such as Yu 'ebao and Bitong is about 4, which can be realized quickly. Within a few minutes to two hours, it is mainly elastic, which is equivalent to liquidity.
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