How to complain to a loan company? You can lodge a complaint with the local banking regulatory bureau or financial office.
Those who meet the following conditions can file a complaint against the company: 1. Illegal fund-raising in the name of the company; 2. Illegally absorbing public deposits in the name of the company or in disguised form; 3. Company staff using illegal means to collect debts or instructing others to illegally collect debts.
4. The actual interest rate of the company's loans exceeds the judicial interpretation.
Article 32 of the "Law of the People's Republic of China on the People's Bank of China" stipulates that the People's Bank of China has the right to inspect and supervise the following behaviors of financial institutions and other units and individuals: (1) Implementation of relevant deposit reserve management regulations
(2) Behaviors related to the special loans of the People's Bank of China; (3) Behaviors that implement relevant regulations on RMB management; (4) Behaviors that implement relevant regulations on the management of the inter-bank lending market and the inter-bank bond market; (5)
Acts of enforcing relevant provisions on foreign exchange management; (6) Acts of enforcing relevant provisions on gold management; (7) Acts of managing the treasury on behalf of the People’s Bank of China; (8) Acts of enforcing relevant provisions on liquidation management; (9) Acts of enforcing relevant counter-provisions
Behavior.
The "special loans of the People's Bank of China" as mentioned in the preceding paragraph refer to loans issued by the People's Bank of China to financial institutions for specific purposes as determined by the State Council.
Legal Basis Article 32 of the Law of the People's Republic of China on the People's Bank of China The People's Bank of China has the right to inspect and supervise the following behaviors of financial institutions and other entities and individuals: (1) Implementation of relevant deposit reserve management regulations
(2) Behaviors related to special loans from the People's Bank of China; (3) Behaviors that implement relevant regulations on RMB management; (4) Behaviors that implement relevant regulations on the management of the inter-bank lending market and the inter-bank bond market; (5)
Acts of enforcing relevant provisions on foreign exchange management; (6) Acts of enforcing relevant provisions on gold management; (7) Acts of managing the treasury on behalf of the People’s Bank of China; (8) Acts of enforcing relevant provisions on liquidation management; (9) Acts of enforcing relevant counter-provisions
Behavior.
The "special loans of the People's Bank of China" as mentioned in the preceding paragraph refer to loans issued by the People's Bank of China to financial institutions for specific purposes as determined by the State Council.
How to report an online loan platform How to report an online loan company 1. How to report an online loan company You can report similar online loan platforms by dialing: 12377.
You can also follow the China Internet Finance Association and report it. You need to prepare evidence, such as malicious threatening text messages, screenshots of repayments from online loan platforms, and recordings of threatening and insulting phone calls.
2. Reporting Materials and Requirements When reporting illegal and harmful information online, the reporting subject should provide information URLs corresponding to the online reporting matters or relevant instructions sufficient to accurately locate the reporting information, sample screenshots and other basic reporting materials, as well as reporting letters and letters from relevant departments.
, relevant supporting evidence and other reporting requirements.
3. Relevant legal knowledge Article 266: Whoever commits the crime of public or private property and the amount is relatively large shall be sentenced to not more than three years, criminal detention or surveillance, and may also or solely be fined; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than three years
If the amount is particularly huge or there are other particularly serious circumstances, the offender shall be sentenced to more than ten years or, in addition, be fined or have property confiscated.
If this law provides otherwise, the provisions shall prevail.
How to report a loan company: 1. Log in to the official website of the China Internet Finance Association; 2. Click on the reporting platform on the right side of the homepage; 3. Submit the complaint information.
The Internet Finance Association of China (NATIONALINTER NET FINANCE ASSOCIATION OF CHINA, English abbreviation NIFA) was approved by the Party Central Committee and the State Council on July 18, 2015, and was jointly issued by 10 ministries and commissions including the People's Bank of China, the China Banking Regulatory Commission, the China Insurance Regulatory Commission, the Ministry of Industry and Information Technology, the Ministry of Public Security, and the State Administration for Industry and Commerce.
"Guiding Opinions on Promoting the Healthy Development of Internet Finance" (Yinfa [2015] No. 221) requires that the People's Bank of China, together with the China Banking Regulatory Commission, China Insurance Regulatory Commission and other relevant national ministries and commissions, establish a national self-regulatory organization for the Internet finance industry.
On December 31, 2015, with the approval of the State Council, the Ministry of Civil Affairs notified the establishment of the China Internet Finance Association.
On March 25, 2016, the China Internet Finance Association held its founding meeting and the first all-member representative conference in Huangpu District, Shanghai. Shanghai Mayor Yang Xiong and Deputy Governor of the People's Bank of China Pan Gongsheng *** both unveiled the association.