Running record is a kind of information that banks need when reviewing mortgage applications, which is mainly used to confirm the source and stability of personal income and assets. If you hold Tian Hong Fund and have corresponding investment income, these income can be used as one of the personal asset certificates, thus improving your repayment ability and credit rating. However, if the income or assets in the fund investment are unstable or insufficient, or the investment risk is high, it may have a certain impact on the mortgage approval.
Mortgage approval also needs to consider the applicant's personal credit, job stability, income stability and other factors, which will be comprehensively considered and have an impact on the applicant's loan amount and loan interest rate.